[more than five-year LPR fell by 10 basis points, 1 million yuan and mortgage loans fell by 21000 yuan over 30 years] Today, the latest loan market quoted rate (LPR) was released, and the five-year LPR was lowered to 4.2%, compared with 4.3% previously. If the commercial loan line is 1 million yuan, the loan for 30 years and the same amount of principal and interest repayment, the LPR will drop by 10 basis points, the monthly payment will be reduced by 58.54 yuan, and the cumulative monthly payment for 30 years will be reduced by 21000 yuan. At present, the minimum interest rate for commercial personal housing loans for the first set of housing in the country is 4.1%. After the five-year LPR downgrade 10BP, the lower limit of interest rates for unified housing loans is expected to break through the 4% mark. (Li Jie, reporter of the Financial Associated Press)