(a number of joint-stock banks may cut deposit rates next Monday)-according to information from a number of joint-stock banks, banks will follow state-owned banks to cut deposit rates for some periods from next Monday (June 12). An insider of a joint-stock bank told reporters that the deposit rate that the bank is about to cut on Monday, including the listing rate and the interest rate on time deposit products, may reach at least 15 basis points. Another joint-stock bank staff pointed out that the bank's current three-year time deposit interest rate can reach more than 3.2%, but the three-year deposit rate will be cut from next Monday. "the current rate of decline has not been finalized, but it may fall to about 3%." In addition, insiders of a city commercial bank in the eastern region also told reporters that if the joint-stock bank cut the deposit rate, the bank will also consider lowering the deposit rate again. (shell Finance)