The Ministry of Housing, the Ministry of Finance, and the people's Bank of China recently jointly released the 2022 Annual report on the National Housing Provident Fund, which fully disclosed the operation of the National Housing Provident Fund in 2022. In 2022, various businesses of the national housing provident fund will operate smoothly, with 3.193505 trillion yuan of housing accumulation fund deposits, 67.8263 million people withdrawing 2.136327 trillion yuan of housing accumulation fund, and 2.477 million personal housing loans, 1,184.185 billion yuan. By the end of 2022, the personal housing loan rate was 78.94%.