(a number of village banks cut deposit interest rates, the industry says there is still room for a reduction in deposit rates in the future)-- in June, the downward trend of deposit rates in small and medium-sized banks continued, and this time the scope was further extended to village banks. Recently, Sichuan, Jilin, Inner Mongolia, Shandong and other rural banks "Guan Xuan" cut some term time deposit rates since June, mostly in 5BP~30BP. It is worth noting that this is the third round of "interest rate cuts" in bank fixed deposit rates this year. Some people in the industry pointed out that although there have been several rounds of bank interest rate cuts this year, the bank net interest margin is still under pressure, and there is still room for further reduction in deposit rates in the future. (Yi Cai)