FAP, June 5 (FAP)-recently, many insurance companies have announced the settlement rates for universal insurance products in May, compared with the same period last year. The settlement rates for some universal insurance products continue to fall. In the first half of last year, the universal insurance settlement rate experienced a relatively obvious trend reduction. Industry insiders believe that in the context of downward market interest rates and increased investment pressure on insurance companies, although the pace of this decline has slowed down since the beginning of this year, the trend has not stopped. In the future, there is still some room for lowering the interest rate of universal insurance products.