Xinhua News Agency, June 3, this reporter learned that recently, the Guangfa Bank and other banks have issued announcements to strengthen the control and control over the use of credit card funds. Unlike in the past, this year, some banks have more clearly defined the scope of non-consumer areas, specific control measures and so on. "A number of banks strengthen the control of the use of credit card funds, on the one hand, lay the foundation for maintaining a healthy and good credit card market order, on the other hand, it is conducive to the banks' own internal risk prevention and control, so as to further improve the quality of credit card services." Su Xiaorui, a senior consultant in the financial industry of Analysys Analysis, suggested that commercial banks should strengthen the identification of credit card risk management and increase the monitoring and investigation of abnormal transactions from the source. at the same time, we should also pay attention to risk education and risk tips for credit card holders, improve their financial literacy, and prevent users from using credit card funds in improper ways. (Securities Daily)