FAP, June 1 (FAP)-- the first bank financial rights offering product (quasi-public offering fund) that "does not make money and does not charge management fees" was born. Zhaoyin Financial Management issued a notice on May 31 that Zhaozhuo value selection has been established, with a product fundraising scale of 82.8145 million yuan. The product proposes that when the cumulative net value of the product is less than 1 yuan, the collection of fixed investment management fees will be suspended, and the "do not make money, do not collect management fees" model has attracted the attention of all parties in the market. In the view of the bank wealth management and public fund managers interviewed, the move is to benefit investors; there is also a view that this "no money, no charge" measure is more eye-catching. Under the dilemma of the asset management industry that "managers make money, investors do not make money", industry insiders believe that optimizing the management fee model is the general trend. More importantly, asset management agencies should respect market rules and investment laws, improve their ability to invest in research, optimize product design, and promote the high-quality development of the industry. (China Securities News)