[industry insiders: small and medium-sized farmers' commercial banks should not blindly lay out insurance agency business and act according to their capacity] Financial Associated Press, May 31 (Xinhua)-- small and medium-sized farmers' commercial banks run into the market to layout insurance agency business. Since the beginning of this year, many banks have applied to operate insurance agency business, especially small and medium-sized banks are more active than in previous years. Recently, six banks have been approved one after another, five of which are small and medium-sized agricultural and commercial banks. In recent years, a number of large banks have increased their intermediate income by selling insurance on consignment. For small and medium-sized agricultural banks, to carry out insurance agency business, there are not only the advantages of sinking business area and being close to customers, but also the shortcomings of lack of professional literacy and poor quality of customer service. Industry insiders said that small and medium-sized agricultural banks should not blindly layout insurance agency business, should be combined with their own resource endowment comprehensive considerations, according to their capacity. (Shanghai Stock Exchange News)