Wang Yan of the Ministry of Agriculture and Village: mortgage guarantee and risk disposal are the difficulties of the main contradiction in rural finance.

Xinhua News Agency, May 20, at the 2023 Tsinghua Wudaokou Global Financial Forum, Wang Yan, deputy director of the Planning and Finance Department of the Ministry of Agriculture and Village, pointed out that the principal contradiction of rural finance is reflected in three dimensions: group, focus, and difficulty. From the perspective of groups, ordinary farmers are relatively easy to solve, and the real difficulties are family farms, cooperatives, especially small and medium-sized agricultural enterprises and other new business entities; the focus mainly includes scale, time limit, timeliness and cost, and so on; the difficulty mainly lies in mortgage guarantee and risk disposal, the actual operation of farmers mortgage is relatively difficult, the development of rural property rights trading market is relatively inadequate. (Shi Sitong, reporter of the Financial Associated Press)