FAP, May 16, "after going through the product library, there are very few products with the scheduled interest rate of 3.5%." 3.5% is coming to an end and 3.0% is coming. Recently, a number of insurance practitioners have been sharing information about the reduction in the scheduled interest rate of insurance products on Wechat moments. There is also a consumer consultation: "I heard that 3.5% of the insurance products are going to be discontinued?" The heads of actuaries of a number of insurance companies said that it is an inevitable trend for insurance products with a scheduled interest rate of 3.5% to withdraw from the market, and the exit time is likely to be before June 30. Industry insiders believe that the reduction of the scheduled interest rate is the inevitable choice for the insurance industry to prevent the risk of spread loss under the current situation, and insurance products are still relatively competitive after the reduction, and insurance companies should do a good job in asset-liability matching management. (Securities Daily)