FAP, May 13 (Xinhua)-- A week later, the market is about to usher in a new phase of LPR (loan market quoted rate). The industry generally expects that LPR will continue to be "on hold" in May, that is, the 1-year LPR is 3.65% and the LPR for more than 5 years is 4.3%. At the same time, a number of analysts have mentioned the issue of bank net interest margin. Data previously released by the Bancassurance Regulatory Commission showed that the overall net interest margin of commercial banks at the end of 2022 was 1.91%, down 17 basis points from the previous year, and falling below the 2% mark for the first time since 2010. In addition, according to the 2022 annual report of listed banks, the net interest margin of some listed banks is less than 1.8%. Zhou Maohua, a macro researcher in the Financial Markets Department of Everbright Bank, told reporters that at present, the pressure on the bank's net interest margin is still large, and there is not enough power for the quotation bank to compress the LPR quotation, which is also an important reason why the LPR is expected to remain unchanged in May. (Securities Daily)