FIFA, April 19 (FAP)-most of the first 23 banks that can start personal pension business disclosed the size of their personal pension accounts and business development in their annual reports in 2022. The number of individual pension accounts in some banks has exceeded one million. For banks, in terms of personal pension, how to expand the increment and stabilize the stock at the same time is an important issue in front of them. Ming Ming, chief economist of Citic Securities, said that in terms of increment, banks need to make continuous efforts in "universal marketing", increase incentives to attract qualified customers to set up personal pension accounts, and retain stocks. It is necessary to continue to put more diversified products on the shelves to meet the investment needs of people with different risk preferences. At present, the number of products that investors can invest in is too small. (Securities Daily)