FAP, May 10 (FAP)-recently, relevant departments issued a notice requiring banks to control call deposits and increase the upper limit of agreed deposit rates. For the interest rate of call deposits, large state-owned banks cannot exceed the benchmark interest rate by 0.1 percentage points, and other banks cannot exceed the benchmark interest rate by 0.2 percentage points. This is another adjustment since the banking industry adjusted the main-term deposit listing rate in September 2022, but the market has expected this. "the competition for deposit is fierce, and high-interest agreements and notice deposits are more common, but management is still absent. In the follow-up, it is necessary to bring agreed deposits and notice deposits into the interest rate self-discipline management mechanism, and to manage these demand products in accordance with the self-discipline limit of demand deposits. " Prior to this, Wang Yifeng, chief analyst of the securities and financial industry at Everbright, once said in an article. (21st Century Economics report)